Google Pay Launches UPI Circle: A New Era for Mobile Payments in India

On the last day of the Global Fintech Fest (GFF) 2024, Google Pay showed six new features for its users. You’ll be able to use UPI Circle on Google Pay, UPI Vouchers or eRupi, ClickPay QR scan to pay bills and set up prepaid utility payments, Tap & Pay with RuPay cards, and Autopay for UPI Lite later this year.

Google Pay launches UPI Circle

Yes, Google Pay has started UPI Circle. With this new tool, users can give trusted people the power to make payments, even if those people don’t have a bank account. Helping family or friends make digital payments is easy with this, especially for people who aren’t very good with technology.

Would you like to know more about UPI Circle or how to use it?

Google Pay UPI Circle Features

UPI Circle is a one-of-a-kind tool on Google Pay that makes it easy for other people to use your UPI ID to make digital payments. Here are a few of its most important parts:

  • Delegated Payment Authority: You can let certain people or groups use your UPI ID to send and receive money.
  • Flexible Limits: You can limit how much you can spend with your assigned UPI ID every day, every week, or every month.
  • Real-time tracking: Keep an eye on all the transactions that happen with the UPI ID you gave someone else.
  • Security Features: Google Pay has strong security features to keep your money safe and make sure deals are safe.
  • Simple to run: You can easily add or remove people from your delegated UPI circles and change the spending limits as needed.

Using UPI Circle, it’s easy to help family, friends, or even coworkers make digital payments without giving out your own banking information.

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How to use it?

1. Grant Permission:

  • Open your Google Pay app and go to the “UPI Circle” section.
  • Tap on “Create a Circle” and give it a name.
  • Add the mobile number of the person you want to grant payment authority.

2. Set Limits:

  • Once you’ve added members, set daily, weekly, or monthly spending limits for each circle.

3. Share Circle Details:

  • Share the circle details (circle name and a unique code) with the person you’ve added.

4. Accept Circle Invitation:

  • The recipient needs to open their Google Pay app and accept the circle invitation using the unique code.

5. Make Payments:

  • The recipient can now use their own Google Pay app to make payments using the delegated UPI ID.

Ashutosh Kumar

I am a personal finance writer with two years of experience sharing practical tips on saving, budgeting, and investing. Passionate about simplifying money matters, I also cover the latest financial news to help readers make smart decisions with confidence.

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