Ashutosh Kumar 
When it comes to personal finance, setting short-term financial goals is the foundation for long-term financial success. These goals are the stepping stones that will lead you to your bigger goals, whether it’s buying a home, retiring early or simply feeling financially secure. Short-term goals are usually achievable within a year or two and help
A new concept is slowly conquering the insurance world – zero-debt insurance. In recent years, it has become increasingly popular among those who want to protect themselves financially without having to burden themselves with outstanding debts. But what does zero-debt insurance actually mean? What is it, and why should you consider it for your financial
In today’s fast-paced world, efficient financial management has become crucial. Credit cards, often seen as a tool for short-term borrowing or earning rewards, offer more than just a convenient way to pay for goods and services. Some credit cards offer an option known as a loan on credit card or credit card loan. This can
The world of cryptocurrencies has exploded in recent years, offering both immense potential gains and significant risks. Before jumping headfirst into this volatile market, it’s important to arm yourself with knowledge. Cryptocurrencies offer great potential but are also associated with considerable risks. Key points for investing in 2025 include understanding blockchain technology, doing thorough research,
Food delivery company Zomato reported a sharp decline of 57% in its consolidated net profit for the December quarter of FY25, which stood at Rs 59 crore, compared to Rs 138 crore in the same period last year. Despite the drastic fall in profits, the company reported robust growth in operating revenues, which rose 64%
Personal loans can be valuable if used wisely, but it’s important to understand the terms and costs. Key considerations include the total cost of borrowing (including fees and APR), whether you can afford the monthly payments, and the purpose of the loan. Carefully review the terms of the loan, such as the interest rates, repayment
Investing can be a powerful tool for building wealth, but it is not without its pitfalls. Many investors make common mistakes that can significantly impact their returns. This article looks at 10 common investing mistakes and offers strategies to help you successfully navigate the market and achieve your financial goals. 1. Lack of Clear Goals
For years I felt trapped in the endless cycle of earning, spending and worrying. I longed for a life where I had the freedom to pursue my passions, travel the world and spend time with my loved ones without financial constraints. This blog chronicles my journey to financial freedom and shares the lessons I learned,
Planning your financial future is crucial, and 2025 is a good time to refine your investment strategy. This article presents three proven strategies: Diversifying equity investments across sectors and countries, using bond funds and fixed income instruments for stable growth, and exploring real estate through direct ownership, REITs or crowdfunding. By spreading risk across different
Retiring at 40 is no longer a luxury reserved for the few. With careful planning and the right financial strategies, this ambitious goal can become a reality. This article presents 10 data-driven strategies to help you accelerate your path to early retirement and enjoy a life of financial freedom sooner than you might think. Retirement