Ashutosh Kumar 
Struggling with monthly bills? You can reduce your spending with a targeted approach. Start by monitoring your spending to identify unnecessary costs, then create a realistic budget that prioritizes your financial goals. Cooking at home, cutting out unused subscriptions and reducing transportation costs can save significant money. Plan your grocery shopping wisely, minimize your entertainment
The purpose of bonds is to lend money to governments or corporations in return for regular interest payments and the return of the principal. These securities are classified as debt securities, and they come in various types, such as government bonds, corporate bonds, municipal bonds, treasury bonds, and high yield bonds. The value of bonds
Getting started in business in 2025 has never been more exciting, especially for beginners in India. In this era of evolving technology, shifting consumer preferences, and an ever-growing digital landscape, there are endless opportunities to make your ideas a reality. Whether you want to start small with little investment or target trending markets, there are
We live in an uncertain world, and financial emergencies can happen at any time. When it comes to unexpected medical bills, job loss, or home repairs, having a financial cushion can make all the difference. An emergency fund can help in such a situation. But how much should you save? Let’s break it down. What
A strategic approach to debt management can help you regain financial freedom. Creating a budget and tracking income and expenses are the first steps to identifying unnecessary expenses and allocating funds for debt repayment. By listing all your debts and organizing them by interest rates or balance, you can choose between the avalanche method, in
UPI (Unified Payments Interface) and credit cards are being debated more than ever in the modern world of digital transactions. The two payment methods each offer their own benefits and drawbacks. For your financial needs, let’s compare these two options. What is UPI? NPCI developed UPI, a real-time payment system. Using the mobile application, users
Today, Exchange-Traded Funds (ETFs) are becoming an increasingly popular and versatile investment tool. Investments in ETFs, unlike traditional mutual funds, are traded on stock exchanges like individual stocks. They provide investors with diversified exposure to a wide range of assets, such as stocks, bonds, commodities, and even real estate. What is ETF? An exchange-traded fund
Imagining a world without money stress. A place where you are free to pursue your passions without financial constraints. Having financial freedom means living your life to the fullest – a state of abundance. What Does Financial Freedom Mean? When you are financially free, you can live the life you desire without being restricted by
Is there ever a time when it feels like money slips through your fingers faster than you can catch it? You’re not alone. There are many people who struggle financially, often unknowingly making costly mistakes that impede their financial success. Whether you overspend, do not save, or fail to plan for the future, these mistakes
In order to make money from India’s burgeoning economy, savvy investors need to identify high-growth sectors first. In this blog post, we will highlight five sectors that have tremendous growth potential, offering insight into their growth drivers and opportunities for investors to maximize their returns. The Indian economy is experiencing rapid growth, making it an