Ashutosh Kumar

The age-old question: should you buy a home or keep renting? It’s a big decision, and there’s no one-size-fits-all answer. Depending on your financial situation, lifestyle, and long-term goals, each option has its pros and cons. Let’s break it down. Renting: Flexibility and Less Commitment When you rent a property, you pay a landlord for

Investing is often thought to be a game of numbers, data, and logic. People’s investment decisions are often influenced by their emotions. Investors who invest emotionally let their feelings-such as fear, greed, excitement, or panic-drive their decisions instead of using rational analysis and strategic planning. It is natural to feel emotions, but they can be

Inflation. It’s a word that gets thrown around a lot these days, but what does it really mean when it comes to investing, especially when it comes to small-cap stocks? I’ll break it down for you, no fancy finance jargon needed. What’s Inflation, Anyway? Imagine your favorite candy bar used to cost a dollar, but

Inflation. It’s a common word, especially when prices seem to keep rising at the grocery store or gas pump. But what exactly is inflation, and how does it impact your investments? Let’s break it down in simple terms. What is Inflation? Inflation occurs when the cost of goods and services rises, leading to a decrease

The gig economy offers freedom and flexibility, but it also comes with unpredictable income. In one month, you might have a flurry of gigs, in the next, you might have a dry spell. That’s why gig workers need a strong emergency fund. It’s your safety net, your financial cushion, and your peace of mind. Why

Freelancing as a graphic designer offers incredible freedom and creative control. You will also have to manage your finances, which can feel like navigating a maze of complicated decisions. Irregular income, fluctuating expenses, and the need to invest in tools and software can make budgeting a challenging task. But fear not! By using the right