Ashutosh Kumar 
In today’s fast-paced world, efficient financial management has become crucial. Credit cards, often seen as a tool for short-term borrowing or earning rewards, offer more than just a convenient way to pay for goods and services. Some credit cards offer an option known as a loan on credit card or credit card loan. This can
The world of cryptocurrencies has exploded in recent years, offering both immense potential gains and significant risks. Before jumping headfirst into this volatile market, it’s important to arm yourself with knowledge. Cryptocurrencies offer great potential but are also associated with considerable risks. Key points for investing in 2025 include understanding blockchain technology, doing thorough research,
Food delivery company Zomato reported a sharp decline of 57% in its consolidated net profit for the December quarter of FY25, which stood at Rs 59 crore, compared to Rs 138 crore in the same period last year. Despite the drastic fall in profits, the company reported robust growth in operating revenues, which rose 64%
Personal loans can be valuable if used wisely, but it’s important to understand the terms and costs. Key considerations include the total cost of borrowing (including fees and APR), whether you can afford the monthly payments, and the purpose of the loan. Carefully review the terms of the loan, such as the interest rates, repayment
Investing can be a powerful tool for building wealth, but it is not without its pitfalls. Many investors make common mistakes that can significantly impact their returns. This article looks at 10 common investing mistakes and offers strategies to help you successfully navigate the market and achieve your financial goals. 1. Lack of Clear Goals
For years I felt trapped in the endless cycle of earning, spending and worrying. I longed for a life where I had the freedom to pursue my passions, travel the world and spend time with my loved ones without financial constraints. This blog chronicles my journey to financial freedom and shares the lessons I learned,
Planning your financial future is crucial, and 2025 is a good time to refine your investment strategy. This article presents three proven strategies: Diversifying equity investments across sectors and countries, using bond funds and fixed income instruments for stable growth, and exploring real estate through direct ownership, REITs or crowdfunding. By spreading risk across different
Retiring at 40 is no longer a luxury reserved for the few. With careful planning and the right financial strategies, this ambitious goal can become a reality. This article presents 10 data-driven strategies to help you accelerate your path to early retirement and enjoy a life of financial freedom sooner than you might think. Retirement
Struggling with monthly bills? You can reduce your spending with a targeted approach. Start by monitoring your spending to identify unnecessary costs, then create a realistic budget that prioritizes your financial goals. Cooking at home, cutting out unused subscriptions and reducing transportation costs can save significant money. Plan your grocery shopping wisely, minimize your entertainment
The purpose of bonds is to lend money to governments or corporations in return for regular interest payments and the return of the principal. These securities are classified as debt securities, and they come in various types, such as government bonds, corporate bonds, municipal bonds, treasury bonds, and high yield bonds. The value of bonds